I was just checking out the continued prohibitive bank charges in SA for day to day transactions like just under R5 to withdraw from an ATM - I am surprised one does not have to pay a cover charge just to enter a bank yet , but I am sure its coming.
Now for a really fun thing to do with friends if, like Jim Morrison sang,'this is the end!' I would however advise checking first for confirmation that it really is all coming to a full stop. Look for signs like people screaming things hysterically like, 'OMG what is that thing that looks like a second sun in the sky hurtling towards us!' kinda thing.
For the purposes of this post I have averaged the charges to 1% with a minimum R10 to withdraw and deposit over the counter, but in most cases they are more.
The teller will ask, 'You do know we charge a 1% cash withdrawal handling fee?' Answer, 'That’s cool by me!'
Once you have your cash, run giggling to the back of the cue, 'high- fiving' your friends who are waiting to do the same thing.
Then wait till you get to the teller again and then say, 'I would like to now deposit the cash I just withdrew!'
The teller will ask, 'You do know there is a 1% over the counter cash deposit fee?'
You say, 'No problem honey, have you not looked at the sky recently?’
Once the deposit is done run back to the back again and cue to withdraw it again, giggling and laughing with your friends.
If say you have a thousand in your account and they charge you R10 a pop, and if you have time, you will be able to cue to withdraw and deposit 99 times before they may charge you a final R10 to let you know your balance is zero!
And then gather with your friends and the tellers and call over the security guard, and form a circle and literally all move on laughing all the way to and through the bank!
Why not hey? Like they say,'You can't take it with you!'
PS: I have never understood why the customer when withdrawing cash over the counter is not allowed to now charge the bank a similar cash handling fee, as now they have had to handle it....I mean like what's good for the goose .....